Types of Private Health Insurance in the U.S.
In the United States where the population is so diverse and covered by a wide variety of industries, there exists different types of private health insurance coverages that can be availed of by employers and employees alike. Some are service specific while others over a more general and practical coverage that are specific to the needs of the insured.
Some of the more common types of private health insurances in the United States are:
1. Fee-For-Service
2. Blue Cross and Blue Shield Plans
3. Health Maintenance Organization
4. Managed Care
5. Network-based Managed Care
6. Medicare Supplement Coverage (Medigap)
7. Disability Income Insurance
8. Long-term Care Insurance
9. Dental Insurance