Infertility treatments and insurance coverage
One big issue with health insurance is how some things are not clearly specified. This vagueness can sometimes lead to a lot of confusion. For example, not all health benefits are included in health insurance plans. Fortunately, things are being rectified. There are now processes in place that will help find out what important health benefits should be included in health plans that will be offered by state based insurance exchanges three years from now. The Institute of Medicine panel is currently deliberating whether infertility treatments should be included as an essential benefit that will help manage a disorder or if it is just a benefit that is life enhancing but is not absolutely essential. The panel will be preparing its recommendations soon.